Gaithersburg: 301-670-7030
Baltimore: 410-769-5400
Frederick: 301-668-2100
Contact Us For Legal Help

Auto Accident Blog

Should You Settle Your Injury Claim Without an Attorney?

Wednesday, February 13, 2019

After being injured in a car crash, insurance adjusters will call you for many reasons. They want to:

  1. Gather facts about the collision;
  2. See if you are receiving medical treatment; and
  3. Sometimes, offer you money to settle your case.

The real question is, should you accept an offer without talking to an attorney first? No. You don’t know what compensation you’re entitled to until an attorney reviews your case. Did you miss time from work as a result of your injuries? Are you incurring medical bills? Are you not able to see a doctor because you don’t have health insurance? These are only a few of the most common scenarios in a personal injury case.

The insurance adjusters may be quick to offer you money to settle your case and pressure you to settle. But remember, without speaking with an attorney, you may not be getting the compensation you deserve.

The attorneys at BSGFD are here to help you after you’ve been injured. Call us today at 301-670-7030 for a free consultation.

The Ins and Outs of Roundabouts

Wednesday, February 06, 2019

Roundabouts are circular intersections that typically don't use traffic signals to control the traffic. Instead, yield signs are placed at each entrance to the roundabout to alert drivers to approach the intersection with caution.

When you're moving towards a roundabout with a single lane surrounding the roundabout, reduce your speed. You're not required to come to a complete stop before entering the roundabout lane, however, you are required to use caution, keep to the right of the island, and only enter the roundabout when safe to do so. In other words, yield to the vehicles that are already in the roundabout. Additionally, look out for pedestrian crosswalks that may appear in the roundabout. If pedestrians are crossing in the roundabout, you must yield to them as you would in any crosswalk.

If you're approaching a multilane roundabout, you must stay in your travel lane. It is not safe to change lanes while traveling in the roundabout. Therefore, when you exit, you should be in the rightmost travel lane of the roundabout. To safely exit the roundabout, turn on your turn signal immediately after you pass the exit that is before your desired exit, and exit accordingly.

Help Protect Those Who Protect You

Wednesday, January 30, 2019

At some point while driving, I’m sure you’ve seen and heard authorized emergency vehicles traveling on the roadway. But what are you actually supposed to do when you encounter these vehicles that are responding to some incident? Here are the most important things you should to do when you encounter emergency vehicles with lights and sirens activated:

  1. Get as close as you can to the side of the road;
  2. Get out of any intersection; and
  3. Stay stopped until they have passed.

If you’re driving in the same direction as the emergency vehicle, don’t attempt to pass them! Not only is that illegal, it’s extremely dangerous for you, the emergency responders, as well as other drivers.

Lastly, if emergency vehicles are stopped on the roadway, you must safely pull into a lane that isn’t directly next to their vehicle. If that’s impossible, then you should slow down to a reasonable speed considering the conditions, or even stop if necessary.

If you’ve been injured in a car accident, call us for a free consultation at 301-670-7030.

Injured by a Distracted Driver

Thursday, January 24, 2019

Distracted driving is a huge problem in the United States. According to the U.S. Department of transportation, nearly 500,000 Americans are using their cell phones while driving every day. Scary, right?

Cell phones, however, are not the only culprit of distracted driving. Activities such as changing the radio station, applying makeup, or eating, all take your eyes away from the road and pose serious danger to other drivers. The solution, however, is simple. When you’re in the car, concentrate on driving!

But what happens when you’re the victim of distracted driving and get hurt? You should speak with a knowledgeable attorney to guide you through the process immediately. Here at Berman, Sobin, Gross, Feldman & Darby LLP, our goal is to get you the compensation that you deserve. Without an attorney, you may not be getting all of the benefits you are entitled to.

Call Jaclyne Kartley today for a free consultation at 301-740-3313.

First Party: You’re Invited! (Bring Your Own Coverage)

Thursday, July 19, 2018

Personal Injury Protection (PIP) is a first party automobile insurance coverage (coverage on your own policy) that covers your necessary medical expenses, funeral expenses, 85% of your lost wages, and household services if you are in an automobile accident, regardless of who is at fault. Most insurance carriers require you to complete a simple PIP Application. This application must be completed and submitted to the insurance carrier within one year from the date of the accident, otherwise, the insurer may deny your claim.

In Maryland, PIP is offered in increments of $2,500.00, and the maximum amount is $10,000.00. What’s great about PIP coverage is that it’s relatively inexpensive, ranging anywhere from $5 to $50 per month on average. You can also elect to waive the coverage. Waiving PIP coverage could save you a nominal amount, but in the long run, it could cost you!

Why is PIP coverage important? Great question! It’s a common misconception that when you’re injured in an accident, the other person’s insurance carrier will immediately begin paying your bills. Wrong! Your bills are not submitted to the at-fault driver’s insurance carrier until after you complete medical treatment. This is where PIP comes in. If you have PIP coverage and are injured, you submit your bills to your insurance carrier for payment first, and when your PIP is exhausted, you begin using your health insurance to pay your medical expenses.

In the event you don’t have health insurance, PIP could be very beneficial to you. As I stated earlier, your bills aren’t submitted to the at-fault driver’s insurance carrier until you are done treating. Therefore, if you’re injured in an accident and do not have health insurance, you give your PIP claims information to your medical providers for billing purposes. But if you don’t have health insurance or PIP coverage, any medical bills you accrue will be your responsibility, and if you fail to pay them, the provider may send your account to collections.

In sum, PIP is an inexpensive but helpful coverage that many drivers don’t know about. Look at your policy. If you currently don’t have PIP coverage, call your insurance company and ask how much it would cost to add it to your policy. You may be pleasantly surprised at how economical it would be to either add it to your policy, or increase your coverage if you already have it.

In Maryland, car accident injuries are the most common type of negligence claim. If you are injured in an automobile accident, the earlier you obtain an attorney, the greater benefits the attorney can provide. Contact us today at 301-670-7030 for a free consultation.

What Does a White Line On The Road Mean?

Tuesday, June 05, 2018

If you search Maryland statutes for the term “white line,” you might be surprised to find that white lane designation lines are only mentioned in reference to tunnels. So the question is, what is your obligation when faced with single or double white lines, and how are you supposed to know?

The Maryland Drive’s Manual taught us that solid white lines are used to mark the edge of the roadway and “the separation of lanes where travel is in the same direction, but where lane changing is discouraged.” But legally speaking, does that mean you can cross it, and what is the significance of lane changing being “discouraged?” The Maryland Driver’s Manual also addresses double solid white lines and tells us that double, or side by side, white lines are used for “separation of lanes where travel is in the same direction and lane changing is prohibited.” But again, if there is no law on the books, how can it be illegal to cross a double white line?

It turns out, the laws relating to single and double white lines are adopted by reference in the Maryland Transportation Code. Essentially, the State has adopted the Manual on Uniform Traffic Control Devices (MUTCD), published by the Federal Highway Administration. Instead of listing the laws in our code, Maryland law basically says it will follow the MUTCD. The language in the Maryland Driver’s Manual was then written to reflect the MUTCD, and that is then taught to all new drivers.

So, it turns out, you probably shouldn’t cross a single white line and definitely shouldn’t cross a double white line. You should remember, however, that crossing a single white line may not be a violation, but the result of crossing the might be. For example, if cross a single while line, you will not get a citation for that specifically, but you may fail to drive right of center, make an unsafe lane change, fail to drive on the travel portion of the roadway, or other similar violations that require you to first cross the line.

In Maryland, car accident injuries are the most common type of negligence claim. If you are injured in an automobile accident, the earlier you obtain an attorney, the greater benefits the attorney can provide. Contact us today at 301-670-7030 for a free consultation.

How Long Will It Take For My Auto Accident Injury Case To Close?

Thursday, April 19, 2018

Auto injury accident attorney Craig Meyers of Berman, Sobin, Gross, Feldman & Darby LLP shares his insight in the video below on how long auto accident injury cases can take to come to completion.  Learn more about Craig and our attorneys by visiting http://www.bsgfdlaw.com/our-attorneys.


What is GAP (Guaranteed Asset Protection) Insurance?

Tuesday, April 17, 2018

When you are involved in an automobile collision, it can be frustrating to deal with the property damage claim. If your vehicle can be fixed, it’s pretty straightforward; the insurance carrier will typically work directly with an auto body shop and the process can be smooth. However, if your vehicle is declared a total loss, it can be a frustrating process.

The Value of GAP Insurance

The Value of GAP Insurance If your vehicle is declared a total loss, and the total loss value provided by the insurance carrier is higher than what you owe on your loan, you will not have an issue. You can pay off your loan and use the remainder to put toward a new vehicle. However, if the total loss value provided by the insurance carrier is lower than what you owe on the loan, you will be out of pocket to your lienholder for the difference, unless you purchased GAP (Guaranteed Asset Protection) insurance.

GAP insurance is optional coverage that you can purchase, which will cover the difference between the total loss value and the amount you owe on your loan. In addition to situations where your vehicle is determined a total loss, GAP insurance also comes into play if your vehicle is stolen.

When To Purchase GAP Insurance

The question then becomes: should I purchase GAP insurance? The answer depends on a number of factors including: how much you can afford to pay out of pocket if your vehicle is totaled or stolen and how much money you put down at the purchase of your car, among many other factors. You can purchase GAP insurance through many common insurance carriers or the dealership where you purchased your vehicle. It is important to look at every factor before deciding whether you need GAP insurance.

If you are have questions about GAP insurance or are injured in a motor vehicle collision and are seeking representation, please contact Elizabeth A. Shura, Esq. at 301-670-7030.

Understanding Your Auto Insurance in Maryland

Friday, November 17, 2017

Elizabeth Shura, AttorneyIn most states, including Maryland, automobile insurance is mandatory. There are many different layers of automobile insurance and they can often be difficult to navigate. We have put together a list of the most common options below to help our clients choose what is best for them.

Liability Insurance - Bodily Injury and Property Damage

Bodily injury and property damage liability insurance are mandatory in the state of Maryland. This insurance coverage pays for damage to property or bodily injury to another person when you are at fault for a motor vehicle collision. Maryland has established mandatory minimum policy limits as follows: (1) bodily injury - $30,000 per person/$60,000 per incident and (2) property damage - $15,000 per incident. You can choose to purchase higher policy limits for a higher premium, which will help to protect you from personal liability if you cause a collision.

Uninsured Motorist Coverage

Uninsured motorist coverage is also mandatory in the state of Maryland. This insurance will pay for your injuries and property damage, as well as injuries to your passengers, if you are involved in a motor vehicle collision and (1) the at-fault driver is uninsured or (2) the at-fault driver flees the scene of the collision and cannot be identified. The mandatory minimum policy limits are the same as liability insurance - (1) bodily injury - $30,000 per person/$60,000 per incident and (2) property damage - $15,000 per incident. You can also choose to purchase higher policy limits for a higher premium, but the limits must not exceed your limits for liability insurance. Uninsured motorist coverage also includes underinsured motorist coverage, which kicks in when the at-fault driver’s policy limits are less than your uninsured motorist policy limits and do not satisfy your claim. You can recover above the at-fault driver’s policy limits up to your uninsured motorist policy limit.

Personal Injury Protection

Personal injury protection (PIP) is insurance coverage that will cover medical expenses and lost wages which result from a motor vehicle collision, regardless of who caused the collision. If you choose to purchase PIP, the standard amount is $2,500 worth of coverage, although you may choose a higher limit. You can decide to waive PIP for yourself and resident relatives (family members who live in your household) over the age of 16, which will result in a lower premium. The PIP waiver will not apply to family members under the age of 16 or passengers who are not resident relatives. You must make a claim for PIP benefits within a year of the collision or your claim will be barred.

Collision Coverage

This is optional insurance coverage that you may purchase, which provides coverage for your property damage if you are involved in a motor vehicle collision. The higher amount of collision coverage you purchase, the higher your premium is. The rate is based on your vehicle, but not just the value. It is complex and looks into the cost of repairing your vehicle, among other factors.

Comprehensive Coverage

This is optional insurance coverage that you may purchase, which provides coverage for property damage caused by something other than an automobile collision (for example, a storm or theft). As with collision coverage, the higher amount of collision coverage you purchase, the higher your premium is.

Although these are the most common types of insurance coverage available in Maryland, there are many more including but not limited to rental coverage and medical payments coverage (only covers medical expenses, not lost wages).

If you are injured in a motor vehicle collision and are seeking representation or have a question about your coverage, please contact Elizabeth Shura, Esq. at 301-670-7030.

Decisive Victory for 911 Dispatcher Injured in Motor Vehicle Collision Outside Work

Tuesday, October 11, 2016

911 dispatchers are our first line of defense in times of emergency. Sometimes they are called upon to perform special training and can be injured when traveling to and from this training.  Ken Berman, Natalie Whittingham and Berman, Sobin, Gross, Feldman & Darby LLP protected the rights of a long time 911 dispatcher who was injured in a motor vehicle collision near his place of work, while traveling to a mandatory training meeting.  The Maryland Workers' Compensation Commission had found that the Claimant, who was "T-boned" by a truck, sustained an accidental injury as a result of and within the scope of his employment, notwithstanding that he had not yet physically checked in to work. After the Claimant won before the commission, the employer attempted to overturn this Order by filing an appeal and filing a dispositive motion. Ken and Natalie defeated this motion and preserved the claim of the injured worker.

Exceptions to The "Going and Coming" Rule

Ordinarily, injuries suffered while an employee is going to or coming from work (known as the "going and coming" rule), are not covered under workers' compensation law.  However, there are many, many exceptions to this rule. For example, injured workers who are "on duty" at the time of the accident, are in Employer's vehicle, or on a "special errand or mission" at the request of the employer are covered and not barred by the "going and coming" rule.  Ken and Natalie were able to protect the rights of the Claimant in this case by successfully arguing that the Claimant was traveling to attend a "special errand/mission", a mandatory staff meeting. Therefore, this case fell into an exception to the "going and coming" rule because the public safety employee was o that it was with the consent of his employer. Therefore, he was on a "special errand".

What this Means for Injured Workers

This case is the perfect example of why injured workers need an attorney with experience in workers' compensation law. The "going and coming" rule, and the many exceptions that apply to that rule, is a complicated issue.Injured workers who are involved in accidents while traveling to or from work may still be protected, despite the "going and coming" rule.  Whether a claim falls under one of the exceptions requires a detailed review of the law and the facts of each case.The attorneys at Berman, Sobin, Gross, Feldman and Darby LLP are equipped with the expertise to navigate this area of law and protect the rights of injured workers, like Ken and Natalie protected the Claimant in this case.If you are injured at work, contact Ken Berman, Esq. at 301-740-3300 or Natalie E. Whittingham, Esq. at 301-670-6546.

Recent Posts


Tags


Archive

RSS

What Our Clients Say

Known for our unwavering commitment to clients, for our integrity, and for delivering the best results, our clients continue to refer their friends, families and neighbors to us for their legal needs.


"One year ago today I made the call to your office. The best decision I could make. I wanted to share with you how impressed I am with your staff and your professionalism."

Heather P.


"Craig did a great job representing me! He's the lawyer I have trusted with my legal needs because he's professional, knowledgeable, and keeps me informed about my case."

Jaclyn K.


"I would like to express my gratitude for your efforts and dedication for my disability case. It's has been quite a long and upsetting process but you have handled my case in an extremely competent and responsible manner."

Leo H.


"I have recommended Mr. Feldman to several of my friends and colleagues and have heard nothing but excellent reviews. He is the best lawyer I have ever used."

Martin


"I received the check today. I could not believe it until I saw the check. Thank you so much. You have improved my family's quality of life tenfold."

Mike F.


"These guys go above and beyond! They always have your best interest in mind."

Mike W.


"You have been kind throughout this process and I appreciate your professionalism as well as your gentle concern. Thanks for helping us and all the others who need your legal expertise. We are grateful."

Nancy F.


"Thanks to Mr. Shultz's aggressive and professional work ethic style I was able to receive the medical services and compensation pertaining to my case."

Navdeep C.


"I can honestly say this firm is simply TOP NOTCH! They not only have handled countless cases for my members that require their services, they also have gone well beyond their "scope" to help some of my folks in other areas of need. "

Rick H.


"The attention and professional care the staff has taken toward my needs has always been excellent. I have no complaints nor worries that my issues discussed are not addressed."

Tim T.


"I just got off the phone with Craig and let him know how thankful we are to you, him and Ken for all your efforts – you are all really terrific to work with!"

Val K.


Locations Throughout Maryland, Virginia & Washington DC

Gaithersburg Office

481 N. Frederick Avenue, Suite 300
Gaithersburg, MD 20877
301-670-7030 / 800-248-3352
Fax: 301-670-9492

Lutherville Office

1301 York Road, Suite 600
Lutherville, MD 21093
410-769-5400 / 800-248-3352
Fax: 410-769-9200

Frederick Office

30 W. Patrick Street, Suite 105
Frederick, MD 21701
301-668-2100 / 800-827-2667
Fax: 301-668-2000

Subscribe To Our Newsletter


TOP