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Auto Accident Blog

Got Disability Slips

Wednesday, January 29, 2020

After being involved in a car accident, you may be unable to work as a result of your injuries. This can create a serious strain on your finances.

If a medical professional places you off-work because you are unable to perform your job duties due to the accident, you should ensure that you are given a disability slip. Any lost time from work can be included in your total amount of damages. Additionally, if you have Personal Injury Protection coverage on your automobile insurance policy, you can also have a portion of your lost wages paid through your own first party coverage.

It is very important to obtain disability slips from your healthcare professionals if you are missing work due to an injury. Otherwise, your lost wage claim could be unsubstantiated and subsequently denied.

Have you been injured in an automobile accident? Call personal injury attorney Jaclyne Kartley today for a free consultation at 301-740-3313.

Can My Auto Insurance Company Force me to Have a Medical Evaluation

Wednesday, January 22, 2020

If you were injured in an automobile accident and were fortunate enough to have Personal Injury Coverage, your insurance carrier may schedule you to be examined by a doctor of its choosing depending on the terms of your policy.

If you haven’t read my previous blogs, Personal Injury Protection (PIP) is a coverage you can elect to have on your policy that you can use if you’re injured in an auto accident, regardless of fault. PIP can pay for your medical bills and a portion of your lost wages.

If you use the PIP coverage, depending on the terms of your auto policy, you could be required to appear before a physician for a medical evaluation that your insurance carrier chooses. This is to protect the insurance carrier from paying on PIP claims that may not be related to the accident in question or to prevent the insurance company from paying on claims that are excessive, unrelated, etc.

If your insurance company is demanding that you be evaluated by a medical professional after you’ve been involved in an accident, it is important to have a knowledgeable attorney review your entire auto policy to ensure that the insurance company is allowed to demand this.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
301-740-3313
jkartley@bsgfdlaw.com

Lien on Me

Wednesday, January 15, 2020

After a car accident, if you seek medical treatment and use your health insurance, you may owe money to your health insurer if you receive a settlement of a judgment. This is referred to as a health insurance lien on your personal injury case.

Every health insurance policy is different but occasionally an insurer will demand that you pay every cent of the lien back “according to the policy.” At this point, it is customary for me for request a copy of the full policy and other plan documents to ensure that health insurance carrier is indeed entitled to the full amount, as opposed to a reduced amount.

If the plan administrator fails to provide the requested documentation in the appropriate time, there are significant financial penalties that could reap a greater recovery for YOU.

To increase your potential recovery after an auto accident, it’s important that you consult with a knowledgeable attorney in insurance matters.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
301-740-3313
jkartley@bsgfdlaw.com

Subsequent Injuries

Wednesday, January 08, 2020

When you’re injured in an accident you have the burden to prove your injuries, damages, etc. One of the burdens I will speak of in this blog is the burden to prove that your injuries are causally related to the incident in question.

This burden becomes harder to overcome if the client suffers a second injury to the same body part. For example, Mr. Smith injured his back in a motor vehicle collision in January. Mr. Smith is evaluated by a physician who prescribes physical therapy; Mr. Smith attends therapy 3 times per week. In February, still under a doctor’s care, Mr. Smith slips and falls on ice. He reports increased back pain to his doctor as a result of the fall.

Similar situations happen more often than what you may think. Subsequent injuries of the same body part (and even different body parts) can limit your recovery for the first incident up to the date of the intervening event that caused the worsening.

Every case is different and suffering injuries from two or more separate losses can be extremely difficult to understand.

Have you been injured in an automobile collision? Call personal injury attorney Jaclyne Kartley today for a free consultation at 301-740-3313.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
301-740-3313
jkartley@bsgfdlaw.com

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