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Auto Accident Blog

Uber Accident = Uber Complicated

Wednesday, October 30, 2019

In today's day and age, it is not uncommon for individuals to hail rides from complete strangers using apps such as Uber, Lyft, etc. What's even stranger are the insurance issues that arise when an Uber vehicle, for example, is involved in a motor vehicle accident.

Under Maryland law, an insurance company may refuse to provide “any and all coverage” for a loss or injury if the incident occurred while the driver was “providing transportation network services.”

For example, Mr. Rideshare uses his personal vehicle for Uber services and his automobile is insured by Big Bucks Insurance Company. Mr. Rideshare does not update his Big Bucks Insurance policy to reflect that he is using his vehicle for ridesharing purposes. If Mr. Rideshare is involved in a motor vehicle collision, whether he is at fault or not, Big Bucks Insurance Company can refuse to cover any aspect of the loss.

If you have been injured in an automobile collision involving a ridesharing app vehicle, you need an experienced attorney who can protect your right to recovery. Call personal injury attorney Jaclyne Kartley today for a free consultation at 301-740-3313.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
jkartley@bsgfdlaw.com

Exchanging Information Post Motor Vehicle Collision

Wednesday, October 16, 2019

After a motor vehicle accident, the majority of drivers exchange insurance information without issue. However, on occasion, some drivers will refuse to provide their automobile insurance details to the other driver.

Under Maryland law, after an accident, drivers are required to provide their insurance information to the other driver. This information includes the name and address of the insurance carrier, as well as the policy number.

If you are injured in a motor vehicle collision and the other driver refuses to provide you with their insurance information, you should call the police immediately. It is against Maryland law for drivers to refuse this information.

Have you been injured in an automobile collision? Did the other driver refuse to provide you with his or her insurance information? Call Jaclyne Kartley today for a free consultation at 301-740-3313.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
jkartley@bsgfdlaw.com

Local Government Tort Claims: What You Need to Know to Preserve Your Right to Recovery

Wednesday, October 02, 2019

If you’ve suffered an injury as a result of negligence in which the local government may be liable for your injuries, there are several requirements for placing the at fault entity on notice to properly preserve your claim.

First, if you were injured while on local government property, e.g. at a local city park or playground, you must notify the appropriate official within one year after the date of your injury. If you fail to place the appropriate entity and/or individual on notice of your claim, you may lose your right to pursue your claim. Second, the notice to the government official must include the time, place, and cause of your injury.

Local Government Tort Claims are complex and require a skilled attorney to preserve your right of recovery. If you have been injured, call Jaclyne Kartley today for a free consultation at 301-740-3313.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
jkartley@bsgfdlaw.com

What to expect when you're expecting a judgement

Thursday, August 01, 2019

If your case does not settle or liability is denied, usually a lawsuit is the next step in your case. Understanding the litigation process can answer many of your questions and help you have a better grasp of what is to come in your case.

If your case is filed in a District Court in Maryland, here’s what you can expect from the inception of the lawsuit to the conclusion of the case:

  1. The lawsuit is filed;
  2. The Court will issue a trial date, as well as a summons for the Defendant(s);
  3. The Defendant(s) must be served with all pleadings and papers;
  4. The Defendant(s) are given the opportunity to file an Answer and/or other pleadings;
  5. Limited discovery is performed; and
  6. Trial is held.

You will note that each case is unique, and the above steps are merely a basic outline of the process of a District Court case. For example, after a lawsuit is filed, sometimes the Defendant’s insurance company will make an offer to settle the case and trial is no longer necessary. Additionally, a District Court case will typically conclude faster than a case that is filed in the Circuit Court.

If your case is filed in a Circuit Court in Maryland, here’s what you can expect from the beginning of the lawsuit to its conclusion:

  1. The lawsuit is filed;
  2. The Court will issue a summons for the Defendant(s);
  3. The Defendant(s) must be served with all pleadings and papers;
  4. The Court will issue a Scheduling Order, outlining due dates and deadlines. Depending on the county in which the lawsuit was filed, a trial date may or may not be reserved at this time;
  5. Discovery is performed;
  6. Depositions are taken;
  7. The parties attend mediation;
  8. A pre-trial/settlement conference is attended;
  9. Trial is held.

Again, each case is different and not all of the above bullet points will occur in that sequence, if at all. Circuit Court cases, generally speaking, are more in depth than District Court cases. The discovery that is requested in Circuit Court cases will require the Plaintiff to answer numerous questions and produce several documents to the Defendant.

Understanding the litigation process can help alleviate any stress that you may have regarding your case.

Have you been injured in an automobile accident? Call Jaclyne Kartley today for a FREE consultation at 301-740-3313.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
jkartley@bsgfdlaw.com

But it wasn't my fault! Why you should be using your health insurance

Thursday, July 25, 2019

A common misconception (and rightfully so) that most clients have is that they should not use their health insurance for medical treatment after they are involved in a motor vehicle accident. The reason they feel this way is because the accident was not their fault, so why should they use their health insurance? Shouldn’t the Defendant be paying?

This first order of business is to determine if you have Personal Injury Protection (PIP) coverage on your automobile insurance policy. If you need a refresher on PIP coverage, please read my previous blog, “First Party.” Briefly, using your PIP coverage cannot impact your rate, and it can pay for medical bills, lost wages, and other expenses related to your case.

If you have PIP and it exhausts OR you do not have PIP insurance, the next link in the chain is YOUR health insurance. It’s important that all of your medical treatment is processed through your health insurance to ensure that your providers are paid for their services and also so you do not have large balances at the conclusion of your case.

Keep in mind that your health insurance will keep track of what it pays related to your case, and your insurer is required by law to be paid back from any settlement or judgment you receive.

Have you been injured in an automobile accident? Call Jaclyne Kartley today for a FREE consultation at 301-740-3313.

Attorney Jaclyne Kartley

Call or email me with your questions:
Jaclyne Kartley
jkartley@bsgfdlaw.com

How Much is My Auto Accident Case Worth?

Wednesday, March 13, 2019

One of the most often asked questions from my clients is, “how much is my case worth?” The answer is, “it depends.” There are many different factors to consider to determine the value of a personal injury case.

First, it depends on your treatment. If you, for example, attend a few physical therapy sessions and feel better, your case will obviously be worth less than a case where someone underwent surgery.

Second, it depends on your injuries. If you suffered a fracture, your case is probably worth more than a case where the claimant suffered soft tissue injuries. The total cost of your medical treatment will also play a role in the value of your case. Without knowing the cost of your medicals, it is difficult to ascertain what your case is worth. Permanent injuries are also an important factor when examining the value of a case.

Third, did you lose time from work? If yes, your lost time from work should be included in your damages. Further, if you are no longer able to perform your job, or even work at all, a claim for future loss of earnings should be made.

These are only a few aspects of a personal injury claim that determine what a case is worth.

If you have been injured as a result of someone else’s negligence, contact Jaclyne Kartley for a free consultation today at 301-740-3313.

 

Should You Settle Your Injury Claim Without an Attorney?

Wednesday, February 13, 2019

After being injured in a car crash, insurance adjusters will call you for many reasons. They want to:

  1. Gather facts about the collision;
  2. See if you are receiving medical treatment; and
  3. Sometimes, offer you money to settle your case.

The real question is, should you accept an offer without talking to an attorney first? No. You don’t know what compensation you’re entitled to until an attorney reviews your case. Did you miss time from work as a result of your injuries? Are you incurring medical bills? Are you not able to see a doctor because you don’t have health insurance? These are only a few of the most common scenarios in a personal injury case.

The insurance adjusters may be quick to offer you money to settle your case and pressure you to settle. But remember, without speaking with an attorney, you may not be getting the compensation you deserve.

The attorneys at BSGFD are here to help you after you’ve been injured. Call us today at 301-670-7030 for a free consultation.

The Ins and Outs of Roundabouts

Wednesday, February 06, 2019

Roundabouts are circular intersections that typically don't use traffic signals to control the traffic. Instead, yield signs are placed at each entrance to the roundabout to alert drivers to approach the intersection with caution.

When you're moving towards a roundabout with a single lane surrounding the roundabout, reduce your speed. You're not required to come to a complete stop before entering the roundabout lane, however, you are required to use caution, keep to the right of the island, and only enter the roundabout when safe to do so. In other words, yield to the vehicles that are already in the roundabout. Additionally, look out for pedestrian crosswalks that may appear in the roundabout. If pedestrians are crossing in the roundabout, you must yield to them as you would in any crosswalk.

If you're approaching a multilane roundabout, you must stay in your travel lane. It is not safe to change lanes while traveling in the roundabout. Therefore, when you exit, you should be in the rightmost travel lane of the roundabout. To safely exit the roundabout, turn on your turn signal immediately after you pass the exit that is before your desired exit, and exit accordingly.

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