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What is workers' compensation?
Maryland state law provides a no-fault remedy for employees in cases of accidental injury, occupational disease, and hernia during the course of their employment. Every employer in Maryland is required to carry workers' compensation insurance to provide relief for injured workers and it is illegal to terminate an employee for filing a workers' compensation claim.
Do I have a claim?
The best answer to this question is to consult an attorney as soon as possible. There is no fee for a consultation and the law in this area is confusing and nuanced. Do not rely on your employer to tell you that you have a claim and filing a claim with your employer is not the same as filing with the workers' compensation commission. Unfortunately, not all injuries are covered, but you may have an occupational disease or hernia that is a result from doing your job repeatedly over a long period of time.
What are the benefits of filing a claim?
- Full payment for medical treatment from the doctor of your choice for your lifetime
- Weekly pay while you are unable to work
- Compensation for permanent disability, even if minimal and you can return to your job
- Vocational rehabilitation benefits if you cannot return to your job
- Reimbursement for prescriptions and necessary medical equipment
- Reimbursement for mileage, parking for doctor visits, therapy and tests
What should I do if I am injured?
First put your employer on notice that you are injured. Never give a recorded statement to an insurance company - it could be used against you in the future. Then call an attorney you can trust, who has experience and who will help you with your claim from the initial filing through appeal, if necessary. For workers' compensation cases no fee can be collected until you are compensated for your injury.