Gaithersburg: 301-670-7030
Baltimore: 410-769-5400
Frederick: 301-668-2100
Contact Us For Legal Help

Workers' Compensation Blog

Maryland Workers’ Compensation Claims – Reporting Your Claim To The Employer

Thursday, November 11, 2010

If you are injured, how and when you report your injury is often the difference between speedy acceptance of the claim by the insurance company and a long drawn out battle with an uncertain outcome. Most claims are denied because the insurer does not believe it happened on the job or does not believe the mechanism of injury is covered under the law.You can protect yourself by understanding the law and minimizing the danger by being prompt and accurate.

The Insurer Does Not believe It Happened On The Job

This problem usually comes up when the incident causing the injury is not witnessed . The antidote is really common sense. You must act in a manner that minimizes the possibility in the insurance adjuster’s mind that some other non work related incident caused your injury. Therefore to reduce the risk that the insurer will not find you credible you must:

  • Report the incident and injury the same day it occurs to your employer in a manner in which you can prove that you did so and/or the likelihood of your employer denying that you did is reduced(in writing, by email, directly by voice – only as a last resort by a message on an answering machine).
  • Seek medical treatment the same day, or as soon as you can – even from a 24 hour urgent care center if you must, and when you do so make sure you give an accurate history of how you were injured on the job.
  • If you have not already, always report an injury that lingers overnight the next day to your employer.
  • Never allow a weekend, holiday, vacation or sick leave intervene between the incident occurred that injured you and the day you report the incident.

Your Description Of The Incident That Caused Your Injury

Maryland Workers’ Compensation law is clear that an injury is covered if it is the unexpected, unintended, or unusual result of an incident. Therefore you must clearly report:

  • That an incident occurred;
  • When it occurred;
  • How it occurred.

When detailing how it occurred, if you know what caused the injury state it. If you stretched too far while carrying a box, say so. If you slipped make sure to include that fact. The key is to include, if possible, why the mechanism of injury was caused by the incident. This will help defeat any claim that the injury is not related to the incident or that the incident is not one that is covered under the law.

By Clifford Sobin, Esq.

Recent Posts




What Our Clients Say

Known for our unwavering commitment to clients, for our integrity, and for delivering the best results, our clients continue to refer their friends, families and neighbors to us for their legal needs.

"One year ago today I made the call to your office. The best decision I could make. I wanted to share with you how impressed I am with your staff and your professionalism."

Heather P.

"Craig did a great job representing me! He's the lawyer I have trusted with my legal needs because he's professional, knowledgeable, and keeps me informed about my case."

Jaclyn K.

" wanted to thank you, in writing, for your kindness and prompt response. Customer service is a dying art, and you gave me hope for my family."


"I would like to express my gratitude for your efforts and dedication for my disability case. It's has been quite a long and upsetting process but you have handled my case in an extremely competent and responsible manner."

Leo H.

"I have recommended Mr. Feldman to several of my friends and colleagues and have heard nothing but excellent reviews. He is the best lawyer I have ever used."


"I received the check today. I could not believe it until I saw the check. Thank you so much. You have improved my family's quality of life tenfold."

Mike F.

"These guys go above and beyond! They always have your best interest in mind."

Mike W.

"I would like to express my thanks to Amanda Knott and Gretchen Rogers for their patience with me through my ordeal with my workers comp claim. I was impressed from the very beginning when I spoke with G. Rogers on the phone and although she did not have to, she met with me personally and walked me through the steps of what to expect in this process."

Mr Sagal

"You have been kind throughout this process and I appreciate your professionalism as well as your gentle concern. Thanks for helping us and all the others who need your legal expertise. We are grateful."

Nancy F.

"Thanks to Mr. Shultz's aggressive and professional work ethic style I was able to receive the medical services and compensation pertaining to my case."

Navdeep C.

"I can honestly say this firm is simply TOP NOTCH! They not only have handled countless cases for my members that require their services, they also have gone well beyond their "scope" to help some of my folks in other areas of need. "

Rick H.

"I wanted to compliment your law firm on having Amanda Knott as a paralegal. She worked tirelessly for almost 2 years making sure I understood what was happening and at the same time keeping all my records straight and in order, which allowed Gretchen Rogers to represent me in the best way possibl"

Terrye G

"The attention and professional care the staff has taken toward my needs has always been excellent. I have no complaints nor worries that my issues discussed are not addressed."

Tim T.

"I just got off the phone with Craig and let him know how thankful we are to you, him and Ken for all your efforts – you are all really terrific to work with!"

Val K.

Locations Throughout Maryland & Washington DC

Gaithersburg Office

481 N. Frederick Avenue, Suite 300
Gaithersburg, MD 20877
301-670-7030 / 800-248-3352
Fax: 301-670-9492

Lutherville Office

1301 York Road, Suite 600
Lutherville, MD 21093
410-769-5400 / 800-248-3352
Fax: 410-769-9200

Frederick Office

30 W. Patrick Street, Suite 105
Frederick, MD 21701
301-668-2100 / 800-827-2667
Fax: 301-668-2000