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Workers' Compensation Blog

Workers’ Compensation Claims Process - How long does it take to get a hearing and what is a “consideration date?

Friday, July 14, 2017

One of the most common questions I receive from clients concerns how long it takes to get a hearing before the Maryland Workers’ Compensation Commission. As with any court or judicial body, the Commission sets its own schedule and the claimants and attorneys appearing before it are subject to that schedule. Generally speaking, however, it is a safe assumption that your hearing will be scheduled within three to four months from the date you file your claim or request a hearing. This can vary based on your hearing venue. For example, hearings are scheduled much quicker in Baltimore or Beltsville (the hearing sites with a higher volume and where hearings are held more frequently), than in La Vale or Cambridge (where hearings are held less frequently based on a lesser volume).

What is the “Consideration Date?”

The claim process begins when you file an “Employee Claim Form” with the Commission. This document asks you basic demographic and injury-specific questions. Once this is submitted, the Commission will send a Notice of Claim to your employer and your employer’s workers’ compensation insurance carrier, referred to as the insurer. On the bottom-right of this Notice of Claim, you will find a “Consideration Date,” which is typically about a month from the date your original Employee Claim Form was filed. Your employer and insurer have until this date to either accept or contest your claim. If they contest the claim, they will file Contesting Issues with the Commission and you will have to wait for a hearing to present the evidence of your work-related injury or illness. You cannot request a hearing on your own behalf until after the “consideration date,” has passed. That’s why it is so important to file your claim as soon as possible.

My Employer and Insurer filed Contesting Issues; what next?

When your employer and insurer file Contesting Issues, they are, in effect, opposing the claim until the Commission can hold a hearing to determine the validity of your claim. As stated above, this will typically be scheduled anywhere between three to four months from the date your claim is initially filed. At this first hearing, you will be called upon to testify and present evidence of your work-related injury or illness, including medical records supporting your claim. After the hearing, the Commissioner will decide whether or not your injury or illness is covered by the workers’ compensation laws of Maryland. However, up until that time, you will not be able to recover any workers’ compensation benefits such as temporary total disability. You may or may not receive medical coverage. For this reason, it is all the more urgent that you consult with an attorney to determine your options and to prepare for this hearing.

How can my hearing be scheduled on an emergency basis?

In some circumstances, you can request the Commission to schedule your hearing sooner based on an “emergency” situation. For example, if you are unable to work on account of your injury or illness and have received collection notices on past-due bills or if you require emergency medical treatment, then the Commission may schedule your hearing sooner, within a matter of weeks rather than months. However, you must submit documents to support the urgency and these requests are not always granted.

If you have any questions or require assistance with your work-related injury or illness, please do not hesitate, contact Matthew Engler, Esq. today at 301-740-3322 or mengler@bsgfdlaw.com.

Victory for Montgomery County Police Officer

Thursday, February 09, 2017

After a two-day jury trial, Attorney Matthew Engler won a case for a Montgomery County police officer who seriously injured his knee at work and thereafter required a knee replacement. The officer had several prior injuries to the same knee, some work-related and some not; however, Attorney Engler was able to persuade the jury that the latest injury, which was a work-injury, had so aggravated his knee condition and so accelerated the need for a knee replacement that his Employer (the County) was legally responsible for the surgery.The two-day trial involved the exhaustive expert testimony of two orthopedic surgeons as the County argued, unsuccessfully, that the knee replacement was due entirely to the pre-existing knee condition.

In order to be covered by workers’ compensation, medical treatment has to be: (1) reasonable, (2) necessary, and (3) causally-related, at least in part, to the work-injury. The third element, causal relationship, is the most heavily litigated of the three. However, it is the long-established law of Maryland that the presence of a pre-existing condition does not bar workers’ compensation benefits. In fact, “[i]f the accidental injury has accelerated or aggravated an existing disease or infirmity, the claimant is entitled to disability.”Reeves Motor Co. v. Reeves, 204 Md. 576, 582 (1954). Therefore, even if an injured worker would have required a particular treatment in the unspecified future, a work-injury could accelerate the need for that treatment to such an extent that the treatment is causally-related to the work-injury and, therefore, covered by workers’ compensation.

If you have any questions regarding a work-injury or work-related illness, do not hesitate to speak to an attorney and learn your rights. Attorney Matthew Engler stands ready to assist you and offers free consultations for all injured workers. Contact him at 301-740-3322 or mengler@bsgfdlaw.com.

Why Should I File A Claim With The Workers’ Compensation Commission If My Employer’s Insurance Is Already Paying For My Doctor?

Tuesday, October 04, 2016

Attention Injured Workers! There is a huge difference between filing a workers’ compensation claim with the Workers’ Compensation Commission and your employer’s insurance company. Many injured workers do not realize this and may miss out on all the other benefits entitled to them under the law if they had only filed their claim with the Commission. The benefits that you may miss out on include:

 
- ONLY by filing a claim with the Commission do you have access to lifetime medical coverage for your injury, with NO copays;
- ONLY by filing a claim with the Commission do you have access to compensation for permanent impairment suffered from your injury, even if you return to work or it is only a scar;
- ONLY by filing a claim with the Commission do you have access to vocational rehabilitation services if your injury prevents you from returning to your prior job;
- ONLY by filing a claim with the Commission can you fight your employer’s insurance company when they deny medical treatment or compensation for lost wages;
- And much more…
 
Additionally, there is no cost or fee associated with filing a claim either. You normally must file within two years of the date of injury, so time is often of the essence. Do not be subject to the whims of your employer’s insurance company: take charge of your recovery and contact Attorney Matthew Engler today for a free consultation.

 

Why Workers Compensation’ For Police Is More Important Than Ever Before

Tuesday, October 04, 2016

Police officers are not only covered for accidental injuries arising out of and in the course of their employment, but they are also covered for occupational diseases arising from the unique hazards of their employment such as heart disease, hypertension, and hearing loss. Maryland law presumes that the heart disease or hypertension developed from the officer’s stressful employment. This presumption is based upon medical evidence that police officers, due to their many pressures and responsibilities, have a greater risk of heart disease and hypertension than the general public.

When choosing a workers' compensation attorney, it is important to go with an attorney who, “backs the blue.” Attorney Matthew Engler, a former Maryland State’s Attorney, now practices workers’ compensation with BSGFD and devotes his attention to the needs of Maryland police officers. From his experience as a prosecutor, he knows how difficult policing is today and fully appreciates the sacrifices made every day by our men and women in blue. Contact Attorney Matthew Engler today for a free consultation.

Why should I file a Workers’ Compensation Claim if my Employer’s insurance is already covering my medical bills?

Friday, September 23, 2016

There is a BIG difference between filing a claim with the Workers’ Compensation Commission and filing a claim with your employer’s insurance policy. As Attorney Al Gross discussed in his recent blog post, submitting a “First Report of Injury” or other worksheet to your employer or employer’s insurance is NOT the same thing as filing a claim with the Workers’ Compensation Commission. The difference between the two is huge and your employer’s insurance company has no obligation to tell you what they are.

When a claim is filed with the Maryland Workers’ Compensation Commission, many rights and benefits are secured under Maryland law, including but not limited to:

  1. Lifetime medical benefits for all treatment that is reasonable, necessary and causally-related to your work-injury;
  2. Awards that compensate you financially for any permanent disability you may have as a result of your work-injury;
  3. Vocational rehabilitation benefits if, because of your injury, you are no longer able to perform your prior job duties because you are under permanent work restrictions;
  4. Reopening your case for additional monetary benefits if your condition worsens Depending on your case, there are other benefits which may apply to you. In order to better understand the Workers’ Compensation law of Maryland and your status, contact Attorney Matthew Engler for a free consultation.

Depending on your case, there are other benefits which may apply to you. In order to better understand the Workers’ Compensation law of Maryland and your status, contact Attorney Matthew Engler for a free consultation.

I injured myself at work – why did my employer’s insurance deny my claim?

Friday, September 23, 2016

Simply getting injured at work doesn’t guarantee you any benefits or rights under the law, unless you file an accepted claim with the Workers’ Compensation Commission. Many injured workers only file paperwork with their employer or employer’s insurance company without ever realizing that this is NOT the same thing as a workers’ compensation claim. When you proceed in this manner, it is a private transaction between you and your employer’s insurance. Unfortunately, in countless instances, the insurance company will deny medical coverage and disability payments leaving the injured worker on their own without any help and without any options.

Secure Your Rights and Benefits

However, when you file a claim with the Workers’ Compensation Commission, not only do you secure all the rights and benefits guaranteed under the law , but you also secure the right to present your case to a Commissioner who has the authority to order your employer’s insurance to pay for treatment and disability payments, even when they initially denied it. The Workers’ Compensation Commission was established specifically to litigate injured worker claims and to ensure compliance with the workers’ compensation laws of Maryland. Nevertheless, you MUST first file a claim with the Commission in order to secure jurisdiction for your work-injury.

Get Help...Contact Matt

If you have any questions regarding your status under the law, please contact Attorney Matthew Engler for a free consultation.

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