Frederick, Maryland, Workers’ Compensation Benefits for Correctional Officers
Working as a correctional officer can be dangerous. The men and women who perform this hazardous job are entitled to benefits through their employers’ workers’ compensation insurance. It is important to understand what benefits are available and your rights to collect that compensation if you suffer a work-related injury. After all, corrections officers face a risk of work-related injuries that is about 36 times as high as the risks faced by the average American worker. Every day that these individuals show up for their job, they are taking a risk with their physical safety and health.
If you suffered an injury while working as a correctional officer in Frederick, Maryland, contact Berman, Sobin, Gross, Feldman & Darby LLP to discuss your claim. Workers’ compensation insurance is there to protect employees like you in the event of a work-related accident or other injuries that take place in the course of your employment. The benefits are there to ensure that you are able to support yourself and afford your medical care if you are unfortunate enough to be injured while doing your job. Call us at 301-668-2100 to discuss your claim with a dedicated Frederick, Maryland workers’ compensation attorney.
What Benefits Are Available Through Workers’ Compensation?
If you are injured in the course of your job, workers’ compensation insurance should cover certain expenses related to that injury. Workers’ compensation benefits will cover your medical bills, including emergency room expenses, surgeries, other rehabilitative care. No employees who suffer injuries on the job should ever assume that the workers’ compensation policy will cover all costs related to their injury. In some cases, for instance, injured workers will find that the policy will only cover a certain number of treatments with a physical therapist, or that the policy will not cover physical therapy or rehabilitative care at all. If you believe that your workers’ compensation policy should be covering more medical care than it currently is, speaking to an attorney can help you understand your rights and benefits.
In addition to medical care, workers’ compensation policies will provide benefits designed to replace a percentage of your lost income. Unfortunately, many employees who suffer work-related injuries also miss time at work. This missed time on the job can mean lost income. For many workers, the lost income can result in extremely difficult financial situations. Your benefits should help to reduce this burden and protect you and your family following a work-related injury.
Workers’ compensation benefits can also include vocational training for employees whose injuries make it impossible for them to carry out the job they had before suffering harm. Unlike personal injury lawsuits, workers’ compensation benefits do not compensate for a person’s pain or suffering. It is incredibly important that you speak to an attorney to determine what benefits are available in your unique case.
Maryland Workers’ Compensation Is a No-Fault System
Although workers’ compensation benefits typically are not as high as the damages a person may collect in a successful personal injury lawsuit, recovering compensation through the workers’ compensation system does not require that the victim prove another person caused his or her injuries through negligence. In fact, injured workers will be able to recover benefits even if they accidentally caused their injuries. For this reason, many injured workers are able to recover benefits even when they would not have a case through the court system.
Worker’s compensation is a tradeoff between employees and employers. Employers benefit by being protected from the expense of personal injury lawsuits. If you are injured on the job, you likely cannot sue your employer even in the case of negligence. On the other hand, you will be able to collect benefits even in the absence of negligence or carelessness of another person.
Why Do Insurers Deny Valid Workers’ Compensation Claims?
Correctional officers are sometimes frustrated by the workers’ compensation system because their benefits might be denied even for valid claims. Employees who filed multiple claims will often find that the fact that they filed a previous claim is enough to make the insurer suspicious about the validity of the current claim for benefits. Other times, the insurer may deny benefits in error or issue a denial simply because of a technical mistake. It is possible that your claim will be denied because the insurance company believes your injury took place outside of the workplace or prior to your employment. It is important to understand the reason that the insurer denied your claim. You have the right to file an appeal within 30 days of that denial. Hiring an attorney will help increase the chances of your being able to collect the benefits you are owed.
Call Berman, Sobin, Gross, Feldman & Darby LLP Today for Help With a Correctional Officer Workers’ Compensation Claim in Frederick
Correctional officers, contact the dedicated Frederick, Maryland workers’ compensation attorneys at Berman, Sobin, Gross, Feldman & Darby LLP today to discuss your claim. Our experienced lawyers understand how important it is for you to recover the benefits you need to support yourself and your family in the wake of a work-related injury. Call us at 301-668-2100 for a consultation.