Workers’ Compensation Claims in for Teachers and Educators in Frederick, Maryland
While teaching can be fun and fulfilling, it can also be stressful and demanding. In Frederick, Maryland, teachers know that their job goes far beyond reading, writing, and arithmetic. Teachers may serve as mentors and counselors. In some cases, the role of a teacher may place that person in harm’s way.
In some Maryland cities, teachers and other educators file more workers’ compensation claims than almost any other profession. In fact, educators are only second to police officers when it comes to on-the-job injuries. Sometimes, traumatic events will lead to injuries, as is the case when teachers end up in the middle of fights, working to break up disputes and ending up injured in the process. Other times, kids playing on the playground may accidentally harm a teacher. Of course, some injuries that occur at schools are the type that can take place at any workplace, such as an injury caused by a slip on a wet floor or fall down the stairs.
Regardless of the cause of your injury, if you are an educator in Frederick, Maryland, you should contact a Maryland Workers’ compensation attorney to discuss your claim. Workers’ compensation is a system that is set up to help prevent injured workers from suffering economically because of something that happened in the workplace. If you were hurt on the job, you have the right to collect compensation. Contact Berman, Sobin, Gross, Feldman & Darby LLP today to discuss your claim and develop a plan to recover compensation for your injuries.
Injuries to Frederick, Maryland Teachers Need Not Be the Employer’s Fault
Workplace injuries are not treated the same as other personal injuries. In Maryland, a worker who suffers an injury in the course of his or her employment can collect compensation for that injury, regardless of fault. There are, however, some exceptions. For instance, a worker engaged in illegal conduct while on the job who sustained an injury during that time will not recover for those injuries.
If you accidentally hurt yourself, however, you can still get benefits, even in the absence of negligence on the part of your employer. In personal injury claims, the person filing the claim must show wrongdoing on the part of another person. This requirement is necessary when it comes to car crashes. If you were hurt because a driver ran through a red light and struck your car, you could collect damages because that driver’s actions were negligent. At work, you could just have been clumsy and suffered an injury, and still, you can recover.
What Benefits Can You Receive if you are an Injured Education Worker in Frederick, Maryland?
Workers’ compensation benefits are different from personal injury damages in that they are more limited. An injured worker in Frederick, Maryland, can recover for medical costs and lost wages. However, in these cases, there is no compensation for pain and suffering. In a personal injury claim, the victim can recover non-economic damages, and such damages are often worth more than the economic damages. While an educator cannot collect these damages, the trade-off is that he or she is far more likely to recover compensation. Many worker injuries would not give rise to personal injury claims.
Although the benefits of workers’ compensation may not be the same as those for a successful personal injury case, teachers can collect more compensation than is available to people in many other fields. It is important to understand your options for recovery.
For instance, medical benefits are typically covered with limited exceptions, but income replacement often includes just two-thirds of your normal pay. Thanks to protections provided by teacher’s unions, there are other forms of income replacement for teachers. In many cases, teachers are able to collect one hundred percent of their normal pay, although this will only be available for a limited period.
I am an Educator in Frederick, Maryland; Why Would My Claim Be Denied?
In Frederick, Maryland, injuries that occur on the job should qualify for workers’ compensation benefits. However, people are often dismayed to find that their claims have been denied, even though they believe their injury should be eligible.
In some cases, the insurance company will deny claims for workers’ compensation because they do not believe that the injury resulted from something that happened on the job. It could be that the insurer claims that the injury was preexisting, or that they feel that it happened outside of the course of your job.
If you previously filed multiple claims for workers’ compensation, there is a good chance that your claim will face extra scrutiny.
Hiring a Frederick workers’ compensation attorney can help a person challenge a claim denial and get the benefits that he or she needs.
Berman, Sobin, Gross, Feldman & Darby LLP Workers’ Compensation Attorneys in Frederick, Maryland
At Berman, Sobin, Gross, Feldman & Darby LLP, our attorneys are ready to help you collect compensation for your injuries. We understand how important these programs are for educators and their families. Call us today at 301-668-2100 to speak to an experienced Frederick, Maryland workers’ compensation attorney.