Gaithersburg, Maryland Correctional Officers Workers’ Compensation
Workers’ compensation insurance covers the costs associated with work-related injuries. Correctional officers work in a field that is more dangerous than most jobs in the United States. In fact, data indicate that work-related injuries and violent assaults take place 36 times more often with correctional officers than they do with other workers across the nation. Those numbers are likely unsurprising to the men and women who work in this profession and deal with its daily hazards. For workers who know that their job can turn dangerous in an instant, it is vital to understand what rights and benefits are available in the event of a work-related injury. Workers’ compensation benefits protect correctional officers in Gaithersburg, Maryland when those individuals sustain injuries on the job. Although it may seem like obtaining the workers’ compensation benefits to which you are entitled should be simple, many workers learn that such is not the case.
If you were injured while working as a correctional officer in Gaithersburg, Maryland, contact the dedicated workers’ compensation attorneys at Berman, Sobin, Gross, Feldman & Darby LLP today. Our lawyers understand how important it is for you to recover benefits that can help support you and your family during a difficult time. Call us today at 301-670-7030 to speak with one of our dedicated Gaithersburg, Maryland workers’ compensation attorneys.
What Injuries Qualify for Workers’ Compensation in Gaithersburg, Maryland
Workers who suffer injuries in the course of their employment should qualify for coverage under their employer’s workers’ compensation insurance policy. There are cases where an injury will not qualify, such as when a worker engaged in illegal conduct or was drunk or under the influence of drugs when he or she sustained a work-related injury. However, injuries caused in the course of a person’s job should qualify for workers’ compensation, whether they are the result of one traumatic accident or an ongoing gradual injury.
Proving an Injury is Work-Related in Gaithersburg, Maryland
Workers’ injuries typically fall into two broad categories: one-time traumatic injuries or gradual onset harm. In many cases, a one-time accident will result in evidence that can easily be used to support the injured worker’s claim that he or she suffered harm at work. Witnesses and medical records should both indicate that the injury is work-related. Some examples of work-related accidental injuries may include a fall down a flight of stairs or harm caused in the course of an assault. Gradual injuries might involve a person lifting heavy objects and eventually suffering the onset of an injury. Either of these scenarios should qualify for coverage. However, proving that a gradual onset of injury is related to work can be more difficult. Workplace conditions sometimes also cause illnesses. Illnesses caused in the course of a person’s employment should also qualify, but it can be very difficult to prove work-related causation. Sometimes, such as in cases where a person is exposed to asbestos, the link will be presumed.
Regardless of the type of injury you suffered at work, it is important to take notes, speak to witnesses, and report the injury.
Why Claims Are Denied in Gaithersburg, Maryland Correctional Officer Workers’ Compensation Claims
Workers’ compensation insurance providers will review claims to determine whether benefits are owed. Sometimes, insurers will deny a claim because they believe the injury did not take place at work. Other times, the insurer could be suspicious as to whether the injury took place at all, or whether it is as severe as the victim claims. For workers who suffer injuries at work and who file valid claims, receiving a denial of benefits is a frustrating and upsetting circumstance. It is important to understand that you do have the right to appeal that decision. In order to develop a strong appeal, you should consult with a Gaithersburg, Maryland workers’ compensation attorney.
Benefits Available to Gaithersburg, Maryland Correctional Officers
If you suffered an injury while working as a correctional officer in Gaithersburg, Maryland, you should be eligible to recover certain workers’ compensation benefits. Workers’ compensation insurance will cover medical bills resulting from a work-related injury, such as hospital bills, surgeries, and other rehabilitative care. It is important to understand what your policy will cover in your case so that you do not accrue expenses that the policy does not cover.
The benefits also provide coverage for lost income resulting from the injury. The lost income coverage will include a percentage of your lost wages. In the event that you suffer an injury that will prevent you from returning to the job you previously worked, the policy might cover vocational training or retraining to help you obtain a different position. Benefits are also available for family members who lose a loved one in a work-related incident. Contacting a Gaithersburg, Maryland workers’ compensation attorney will help you understand what options you have and what benefits are available in your case.
Gaithersburg Correctional Officers, Contact Berman, Sobin, Gross, Feldman & Darby LLP After an on-the-Job Injury
At Berman, Sobin, Gross, Feldman & Darby LLP, our dedicated Gaithersburg, Maryland workers’ compensation attorneys understand that recovering workers’ compensation benefits is a vital part of our clients’ recovery. We know that workers and their families rely on these benefits for support during incredibly difficult times in their lives. Call us at 301-670-7030 to learn more about how we can help you.