Gaithersburg Law Enforcement Workers’ Compensation Benefits Attorneys
Police work comes with inherent dangers. The men and women working in law enforcement are tasked with responding to high-risk situations on a regular basis. The chances of being injured on the job are higher than they are for the average employee. Those who respond to car crashes, crimes, and other emergencies must know that they are protected if they are hurt while serving and protecting the public.
Workers’ compensation insurance is intended to provide this protection to workers. If you are a law enforcement officer in Gaithersburg, Maryland, and you were injured while working, you are likely entitled to compensation. The compensation is there to help you and your family make it through the difficult aftermath of an injury and cover the expenses associated with such injuries.
While you have a right to this protection, you might find that the system is not as simple as you would like and that insurers often handle valid claims and treatment with scrutiny. Contacting a Gaithersburg, Maryland workers’ compensation attorney can help you get the coverage that you are owed.
Call Berman, Sobin, Gross, Feldman & Darby LLP today at 301-670-7030 to schedule a consultation and learn how we can protect your rights and help you navigate the Maryland workers’ compensation process.
What Injuries Does Workers’ Compensation Cover for Maryland Law Enforcement Workers?
Workers’ compensation insurance is meant to cover injuries that occur in the course of a person’s employment. For this reason, one of the first things that a law enforcement worker will need to prove to collect compensation is that the injury that he or she suffered was related to his or her job. In some cases, this may be relatively straightforward. For instance, if you were in your patrol car responding to a call and another driver struck your vehicle causing you to break your leg, the fact that the injury occurred while you were working would be fairly easy to prove. There would be emergency room records from the crash, witnesses, and a clearly diagnosable injury. Not all forms of injury are so clear cut, though. Additionally, workers’ compensation is intended to cover illnesses if the person’s job causes the illness. The policy is not limited to injury coverage.
Police officers have an advantage when it comes to obtaining coverage for illness and disease. In Maryland, the state will assume that certain conditions are related to law enforcement workers’ jobs. Police work is undeniably stressful, so diseases such as hypertension will qualify for police officers when the same coverage might not be available to a worker in a different field. Additionally, the coverage could also apply to a worker whose condition is diagnosed after he or she retires from law enforcement.
Just because workers’ compensation is more inclined to cover your injuries or illnesses if you are a law enforcement worker in Gaithersburg does not mean that your claim will not face challenges. In some instances, insurers will deny valid claims. In others, the insurer might only cover some of the costs and argue that other treatments are not included.
Hiring a Gaithersburg workers’ compensation attorney can help you obtain the coverage that you need and to which you are entitled.
What Costs Will Workers’ Compensation Cover for A Gaithersburg Law Enforcement Worker?
If you were injured at work, that injury will lead to costs, expenses, and the loss of income. Workers’ comp should cover the following benefits for law enforcement officers in Gaithersburg:
- Emergency room visits
- Hospital stays
- Surgery costs
- Rehabilitation costs
- Training for returning to the workforce
- Income replacement
When it comes to law enforcement workers in Gaithersburg, Maryland, the benefits that you may recover can exceed those of individuals in many professions. While workers’ compensation often only provides injured workers with two-thirds of their normal pay, law enforcement workers will sometimes be able to recover larger sums. It is vital to understand what benefits are available to you so that you do not forfeit compensation to which you are entitled.
In the time after an accident or injury, it is important to focus on recovering. Hiring an attorney means having an advocate available to protect your rights and ensure that you get the maximum support available.
Gaithersburg, Maryland Law Enforcement Death Benefits
Sadly, 89 police officers died in the line of duty nationally in 2019. While dozens of officers die in violence, more are killed in on-the-job accidents. In the tragic event of a death on the job, workers’ compensation should cover death benefits for the fallen officer’s family. Speak to an attorney to learn what benefits might apply in your case.
Contact Gaithersburg Law Enforcement Workers’ Compensation Attorneys at Berman, Sobin, Gross, Feldman & Darby LLP Today
At Berman, Sobin, Gross, Feldman & Darby LLP, our attorneys work to protect the rights of law enforcement officers who were injured on the job. Call us today at 301-670-7030 to learn how we can help you.