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Why should I file a Workers’ Compensation Claim if my Employer’s insurance is already covering my medical bills?

There is a BIG difference between filing a claim with the Workers’ Compensation Commission and filing a claim with your employer’s insurance policy. As Attorney Al Gross discussed in his recent blog post, submitting a “First Report of Injury” or other worksheet to your employer or employer’s insurance is NOT the same thing as filing a claim with the Workers’ Compensation Commission. The difference between the two is huge and your employer’s insurance company has no obligation to tell you what they are.

When a claim is filed with the Maryland Workers’ Compensation Commission, many rights and benefits are secured under Maryland law, including but not limited to:

  1. Lifetime medical benefits for all treatment that is reasonable, necessary and causally-related to your work-injury;

  2. Awards that compensate you financially for any permanent disability you may have as a result of your work-injury;

  3. Vocational rehabilitation benefits if, because of your injury, you are no longer able to perform your prior job duties because you are under permanent work restrictions;

  4. Reopening your case for additional monetary benefits if your condition worsens Depending on your case, there are other benefits which may apply to you. In order to better understand the Workers’ Compensation law of Maryland and your status, contact Attorney Matthew Engler for a free consultation.

Depending on your case, there are other benefits which may apply to you. In order to better understand the Workers’ Compensation law of Maryland and your status, contact Attorney Matthew Engler for a free consultation.

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